Canada Mortgage Rates Fetch API

Canada Mortgage Rates Fetch API API ID: 11709

Fetch live mortgage rates in Canada effortlessly and make informed financial decisions!
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Docs & setup
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This API provides structured and reliable access to current mortgage rates in Canada, offering detailed information on credit products offered by different lenders.

It is designed so that developers, financial platforms, and analytics applications can efficiently integrate accurate and up-to-date data, allowing them to compare mortgage rates, terms, and estimated payments to support informed decision-making.

The response is delivered in JSON format, a widely compatible standard that facilitates integration into web systems, mobile devices, and financial analysis platforms. Each response includes a confirmation message indicating that the operation was completed successfully and a success indicator that allows you to validate whether the data was successfully retrieved, which is useful for automated error handling in data flows.

The data field contains an array of records, each representing a specific mortgage offer. Each record includes a unique identifier (UUID) that ensures the traceability of the information. The records provide the country, the mortgage provider, the applicable interest rate, the loan term, and the estimated monthly payment. This structure allows users to quickly compare different lenders and analyze which option best suits their financial needs.

Each record also includes a timestamp in Unix format, indicating the exact time the information was recorded or updated. This is essential to ensure that systems use current data and to perform historical analysis or track trends in the Canadian mortgage market.

This API is ideal for mortgage comparison applications, financial simulators, payment planning tools, and credit counseling systems that require reliable and up-to-date information. Centralizing all data in a single endpoint reduces integration complexity, improves information consistency, and enables faster and more informed financial decisions.

Overall, the API provides a robust, scalable, and flexible solution for accessing mortgage rates in Canada, ensuring accuracy, reliability, and efficiency in the management of key mortgage market data.

API Documentation

Endpoints

Returns mortgage rates in Canada by provider and term, including unique identifiers, timestamps, estimated payments, and reliable interest rates.



                                                                            
GET https://pr140-testing.zylalabs.com/api/11709/canada+mortgage+rates+fetch+api/22126/mortgages+rates+data

Mortgages Rates Data - Endpoint Features

Object Description
bank_2_year [Required] Indicate if you want to obtain the interest rate (true or false).
bank_3_year [Required] Indicate if you want to obtain the interest rate (true or false).
bank_5_year [Required] Indicate if you want to obtain the interest rate (true or false).
Test Endpoint

API EXAMPLE RESPONSE

       
                                                                                                        
                                                                                                                                                                                                                                                                                                                                        {"message":"Rates retrieved successfully","data":[{"id":"fdb67b72-d561-4d6f-bbd4-16a68e631fbd","country":"Canada","timestamp":1768322942,"rate":"4.39%","term":"5-year-fixed","payment":"$2,163","provider":"National Bank of Canada"},{"id":"eaa101b5-180f-4137-87c1-d89165ea6ca2","country":"Canada","timestamp":1768322942,"rate":"5.74%","term":"2-year-fixed","payment":"$2,468","provider":"Meridian Credit Union"},{"id":"e7c42bd3-258c-4895-8148-9618cd6130fa","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"e02d117b-8d98-4c1c-a0ea-8c9bbabafe4a","country":"Canada","timestamp":1768322942,"rate":"7.54%","term":"2-year-fixed","payment":"$2,901","provider":"ICICI Bank Canada"},{"id":"df7dd405-9e40-4256-9766-8954c059eb05","country":"Canada","timestamp":1768322942,"rate":"5.14%","term":"2-year-fixed","payment":"$2,330","provider":"Tangerine"},{"id":"d957b934-d4c8-4a74-afa8-d08e4e15cb0d","country":"Canada","timestamp":1768322942,"rate":"4.89%","term":"2-year-fixed","payment":"$2,274","provider":"Alterna Savings"},{"id":"d048d6e4-6edf-4464-900e-f394d746b501","country":"Canada","timestamp":1768322942,"rate":"4.79%","term":"2-year-fixed","payment":"$2,251","provider":"TD Bank"},{"id":"c27c4095-fb7c-4e58-9718-6895445407e7","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"3-year-fixed","payment":"$2,141","provider":"Bank of Montreal"},{"id":"c0d11e67-15e1-49b2-aea2-64d402bb7994","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"3-year-fixed","payment":"$2,174","provider":"Tangerine"},{"id":"bd5f6316-f592-4b36-ab04-663b0ad6ee46","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"Equitable Bank"},{"id":"ae291f3e-e711-41c5-ba5c-5d13b65c4ef7","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"2-year-fixed","payment":"$2,174","provider":"Canadian Lender"},{"id":"adfafeb2-c349-49b7-aa11-41e34d61914d","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"RBC Royal Bank"},{"id":"a3c5439f-fa93-4e36-a08d-0570b6518f41","country":"Canada","timestamp":1768322942,"rate":"4.09%","term":"3-year-fixed","payment":"$2,098","provider":"MCAP"},{"id":"9e8b2998-ad8e-4d2c-9bfc-3bc97749b2f0","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"CIBC"},{"id":"9c4f6640-66cc-40d1-959c-0d6ac6391a51","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"5-year-fixed","payment":"$2,141","provider":"RBC Royal Bank"},{"id":"9b2cae75-8875-4ebd-9938-1f4c07e8d850","country":"Canada","timestamp":1768322942,"rate":"4.39%","term":"3-year-fixed","payment":"$2,163","provider":"RBC Royal Bank"},{"id":"9b175ead-c59c-4d6d-9f2f-1e8f7209bf61","country":"Canada","timestamp":1768322942,"rate":"3.79%","term":"3-year-fixed","payment":"$2,034","provider":"Meridian Credit Union"},{"id":"963fd4fe-9af2-4edc-811c-c4c1ad73a7db","country":"Canada","timestamp":1768322942,"rate":"4.79%","term":"2-year-fixed","payment":"$2,251","provider":"National Bank of Canada"},{"id":"9386a300-5b2e-4eb2-854f-630fc4b0a767","country":"Canada","timestamp":1768322942,"rate":"4.14%","term":"5-year-fixed","payment":"$2,109","provider":"Alterna Savings"},{"id":"8c767fe2-3617-4d63-ace2-e82276569a4f","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"5-year-fixed","payment":"$2,141","provider":"First National"},{"id":"85a57440-29a7-4d0f-9b35-5a68f949f0b1","country":"Canada","timestamp":1768322942,"rate":"3.99%","term":"5-year-fixed","payment":"$2,077","provider":"Meridian Credit Union"},{"id":"8248220b-8ec2-4464-b938-bddc049bfa5d","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"Scotiabank"},{"id":"7fa2848a-0466-4886-ad3c-a7ca6cf9e74c","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"7be1b6e7-9787-456d-9a06-2ce3c2041388","country":"Canada","timestamp":1768322942,"rate":"5.09%","term":"2-year-fixed","payment":"$2,319","provider":"Desjardins"},{"id":"7a907efe-a465-4fc7-b3f7-01d70d89ecdd","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"Desjardins"},{"id":"79d902c9-233d-416a-bf52-68e0a9fcbe6a","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"First National"},{"id":"6db519ba-d41b-469f-b147-87113babd0a9","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"3-year-fixed","payment":"$2,185","provider":"TD Bank"},{"id":"69aced86-fff8-4084-80d8-dfc5f6019908","country":"Canada","timestamp":1768322942,"rate":"3.94%","term":"5-year-fixed","payment":"$2,066","provider":"Big 6 Bank"},{"id":"67469218-980e-41d4-bb8d-56cd3ce22092","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"3-year-fixed","payment":"$2,185","provider":"Scotiabank"},{"id":"64852a69-706f-48ef-abff-1eda6c0ae735","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"Canwise"},{"id":"63760eb8-6950-4529-b9bd-04618a1bf0c1","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"62767dc8-d65e-4215-95f0-346f018f67de","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"2-year-fixed","payment":"$2,174","provider":"Big 6 Bank"},{"id":"5ff733a9-4e34-433e-b7ba-6e035e221473","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"2-year-fixed","payment":"$2,141","provider":"CIBC"},{"id":"5e6d5366-02e6-4bcf-b041-f48866351e24","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"3-year-fixed","payment":"$2,120","provider":"Desjardins"},{"id":"5ca45a35-70be-4ca2-9105-aece340c4f68","country":"Canada","timestamp":1768322942,"rate":"4.14%","term":"3-year-fixed","payment":"$2,109","provider":"Canwise"},{"id":"5c2dc9f5-6abf-42ff-8771-7f1e80fe897f","country":"Canada","timestamp":1768322942,"rate":"3.79%","term":"3-year-fixed","payment":"$2,034","provider":"Canadian Lender"},{"id":"5a578535-5c48-4fd9-82eb-35f4a0601f11","country":"Canada","timestamp":1768322942,"rate":"4.09%","term":"5-year-fixed","payment":"$2,098","provider":"Simplii Financial ™"},{"id":"56bd23a9-d208-46ff-996a-9f96a49866e0","country":"Canada","timestamp":1768322942,"rate":"5.74%","term":"2-year-fixed","payment":"$2,468","provider":"Simplii Financial ™"},{"id":"4a629fc3-4a56-4a31-9c24-bb198bb0985d","country":"Canada","timestamp":1768322942,"rate":"4.39%","term":"3-year-fixed","payment":"$2,163","provider":"CIBC"},{"id":"477d91ac-b8e3-42c2-929d-dbae5f17d3f5","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"5-year-fixed","payment":"$2,185","provider":"Tangerine"},{"id":"46309266-2dbd-4820-952f-0257c070613a","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"45e721bf-1ba8-4a77-9563-9639bb908497","country":"Canada","timestamp":1768322942,"rate":"4.74%","term":"5-year-fixed","payment":"$2,240","provider":"Scotiabank"},{"id":"3f626231-72b6-4fa2-85bb-7b7953be31ac","country":"Canada","timestamp":1768322942,"rate":"5.99%","term":"5-year-fixed","payment":"$2,526","provider":"ICICI Bank Canada"},{"id":"3ef39f21-185b-4e30-bdea-ba614ef85115","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"2-year-fixed","payment":"$2,185","provider":"Canwise"},{"id":"3a9d234a-8d79-4c35-9fa5-40dd187ec868","country":"Canada","timestamp":1768322942,"rate":"6.64%","term":"3-year-fixed","payment":"$2,681","provider":"Simplii Financial ™"},{"id":"359f7e93-3fce-47d1-9efe-88697d91076b","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"3-year-fixed","payment":"$2,185","provider":"National Bank of Canada"},{"id":"2f3edb79-dad2-4ed1-a0a1-bbc600766208","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"5-year-fixed","payment":"$2,174","provider":"MCAP"},{"id":"2d5b495a-478b-4800-9ce5-9e8e134fb937","country":"Canada","timestamp":1768322942,"rate":"6.79%","term":"3-year-fixed","payment":"$2,717","provider":"ICICI Bank Canada"},{"id":"23718bc6-d8d2-4534-bc88-8cae2c9e9ce1","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"21f3ce91-fa3f-4128-9e48-69ffc19e89a0","country":"Canada","timestamp":1768322942,"rate":"4.24%","term":"5-year-fixed","payment":"$2,131","provider":"CMLS Financial"},{"id":"20f319c4-6c08-4e33-9b39-4e21e70bbcd9","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"5-year-fixed","payment":"$2,141","provider":"TD Bank"},{"id":"18f58c4a-fb8e-407c-80d8-fbb73cc1a002","country":"Canada","timestamp":1768322942,"rate":"4.51%","term":"5-year-fixed","payment":"$2,190","provider":"Bank of Montreal"},{"id":"16fedf98-0e8c-4a06-a5d1-8f34551e21dd","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"MCAP"},{"id":"153f5830-8ade-4277-bea8-e69fa1845b75","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"3-year-fixed","payment":"$2,196","provider":"First National"},{"id":"0f791aa4-b769-4526-ad4f-35e0fd3833ef","country":"Canada","timestamp":1768322942,"rate":"3.84%","term":"5-year-fixed","payment":"$2,045","provider":"Canadian Lender"},{"id":"0d833770-38a1-4093-be2e-d0c3c41f29d0","country":"Canada","timestamp":1768322942,"rate":"4.93%","term":"2-year-fixed","payment":"$2,283","provider":"Bank of Montreal"},{"id":"08a99778-c0aa-4f25-bb04-e5e3683a6470","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"3-year-fixed","payment":"$2,120","provider":"Big 6 Bank"},{"id":"08a1daba-6860-40e6-857e-accc34976b78","country":"Canada","timestamp":1768322942,"rate":"4.09%"}],"_note":"Response truncated for documentation purposes"}

Mortgages Rates Data - CODE SNIPPETS


curl --location --request GET 'https://zylalabs.com/api/11709/canada+mortgage+rates+fetch+api/22126/mortgages+rates+data?bank_2_year=true&bank_3_year=true&bank_5_year=true' --header 'Authorization: Bearer YOUR_API_KEY'

Provides historical mortgage rates in the Canada, including country, rate value, unique identifiers, and timestamps.



                                                                            
GET https://pr140-testing.zylalabs.com/api/11709/canada+mortgage+rates+fetch+api/22127/historical

Historical - Endpoint Features

Object Description
date [Required] Indicate a country
Test Endpoint

API EXAMPLE RESPONSE

       
                                                                                                        
                                                                                                                                                                                                                                                                                                                                        {"message":"Rates retrieved successfully","data":[{"id":"fdb67b72-d561-4d6f-bbd4-16a68e631fbd","country":"Canada","timestamp":1768322942,"rate":"4.39%","term":"5-year-fixed","payment":"$2,163","provider":"National Bank of Canada"},{"id":"eaa101b5-180f-4137-87c1-d89165ea6ca2","country":"Canada","timestamp":1768322942,"rate":"5.74%","term":"2-year-fixed","payment":"$2,468","provider":"Meridian Credit Union"},{"id":"e7c42bd3-258c-4895-8148-9618cd6130fa","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"e02d117b-8d98-4c1c-a0ea-8c9bbabafe4a","country":"Canada","timestamp":1768322942,"rate":"7.54%","term":"2-year-fixed","payment":"$2,901","provider":"ICICI Bank Canada"},{"id":"df7dd405-9e40-4256-9766-8954c059eb05","country":"Canada","timestamp":1768322942,"rate":"5.14%","term":"2-year-fixed","payment":"$2,330","provider":"Tangerine"},{"id":"d957b934-d4c8-4a74-afa8-d08e4e15cb0d","country":"Canada","timestamp":1768322942,"rate":"4.89%","term":"2-year-fixed","payment":"$2,274","provider":"Alterna Savings"},{"id":"d048d6e4-6edf-4464-900e-f394d746b501","country":"Canada","timestamp":1768322942,"rate":"4.79%","term":"2-year-fixed","payment":"$2,251","provider":"TD Bank"},{"id":"c27c4095-fb7c-4e58-9718-6895445407e7","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"3-year-fixed","payment":"$2,141","provider":"Bank of Montreal"},{"id":"c0d11e67-15e1-49b2-aea2-64d402bb7994","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"3-year-fixed","payment":"$2,174","provider":"Tangerine"},{"id":"bd5f6316-f592-4b36-ab04-663b0ad6ee46","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"Equitable Bank"},{"id":"ae291f3e-e711-41c5-ba5c-5d13b65c4ef7","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"2-year-fixed","payment":"$2,174","provider":"Canadian Lender"},{"id":"adfafeb2-c349-49b7-aa11-41e34d61914d","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"RBC Royal Bank"},{"id":"a3c5439f-fa93-4e36-a08d-0570b6518f41","country":"Canada","timestamp":1768322942,"rate":"4.09%","term":"3-year-fixed","payment":"$2,098","provider":"MCAP"},{"id":"9e8b2998-ad8e-4d2c-9bfc-3bc97749b2f0","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"CIBC"},{"id":"9c4f6640-66cc-40d1-959c-0d6ac6391a51","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"5-year-fixed","payment":"$2,141","provider":"RBC Royal Bank"},{"id":"9b2cae75-8875-4ebd-9938-1f4c07e8d850","country":"Canada","timestamp":1768322942,"rate":"4.39%","term":"3-year-fixed","payment":"$2,163","provider":"RBC Royal Bank"},{"id":"9b175ead-c59c-4d6d-9f2f-1e8f7209bf61","country":"Canada","timestamp":1768322942,"rate":"3.79%","term":"3-year-fixed","payment":"$2,034","provider":"Meridian Credit Union"},{"id":"963fd4fe-9af2-4edc-811c-c4c1ad73a7db","country":"Canada","timestamp":1768322942,"rate":"4.79%","term":"2-year-fixed","payment":"$2,251","provider":"National Bank of Canada"},{"id":"9386a300-5b2e-4eb2-854f-630fc4b0a767","country":"Canada","timestamp":1768322942,"rate":"4.14%","term":"5-year-fixed","payment":"$2,109","provider":"Alterna Savings"},{"id":"8c767fe2-3617-4d63-ace2-e82276569a4f","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"5-year-fixed","payment":"$2,141","provider":"First National"},{"id":"85a57440-29a7-4d0f-9b35-5a68f949f0b1","country":"Canada","timestamp":1768322942,"rate":"3.99%","term":"5-year-fixed","payment":"$2,077","provider":"Meridian Credit Union"},{"id":"8248220b-8ec2-4464-b938-bddc049bfa5d","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"Scotiabank"},{"id":"7fa2848a-0466-4886-ad3c-a7ca6cf9e74c","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"7be1b6e7-9787-456d-9a06-2ce3c2041388","country":"Canada","timestamp":1768322942,"rate":"5.09%","term":"2-year-fixed","payment":"$2,319","provider":"Desjardins"},{"id":"7a907efe-a465-4fc7-b3f7-01d70d89ecdd","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"Desjardins"},{"id":"79d902c9-233d-416a-bf52-68e0a9fcbe6a","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"First National"},{"id":"6db519ba-d41b-469f-b147-87113babd0a9","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"3-year-fixed","payment":"$2,185","provider":"TD Bank"},{"id":"69aced86-fff8-4084-80d8-dfc5f6019908","country":"Canada","timestamp":1768322942,"rate":"3.94%","term":"5-year-fixed","payment":"$2,066","provider":"Big 6 Bank"},{"id":"67469218-980e-41d4-bb8d-56cd3ce22092","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"3-year-fixed","payment":"$2,185","provider":"Scotiabank"},{"id":"64852a69-706f-48ef-abff-1eda6c0ae735","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"Canwise"},{"id":"63760eb8-6950-4529-b9bd-04618a1bf0c1","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"62767dc8-d65e-4215-95f0-346f018f67de","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"2-year-fixed","payment":"$2,174","provider":"Big 6 Bank"},{"id":"5ff733a9-4e34-433e-b7ba-6e035e221473","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"2-year-fixed","payment":"$2,141","provider":"CIBC"},{"id":"5e6d5366-02e6-4bcf-b041-f48866351e24","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"3-year-fixed","payment":"$2,120","provider":"Desjardins"},{"id":"5ca45a35-70be-4ca2-9105-aece340c4f68","country":"Canada","timestamp":1768322942,"rate":"4.14%","term":"3-year-fixed","payment":"$2,109","provider":"Canwise"},{"id":"5c2dc9f5-6abf-42ff-8771-7f1e80fe897f","country":"Canada","timestamp":1768322942,"rate":"3.79%","term":"3-year-fixed","payment":"$2,034","provider":"Canadian Lender"},{"id":"5a578535-5c48-4fd9-82eb-35f4a0601f11","country":"Canada","timestamp":1768322942,"rate":"4.09%","term":"5-year-fixed","payment":"$2,098","provider":"Simplii Financial ™"},{"id":"56bd23a9-d208-46ff-996a-9f96a49866e0","country":"Canada","timestamp":1768322942,"rate":"5.74%","term":"2-year-fixed","payment":"$2,468","provider":"Simplii Financial ™"},{"id":"4a629fc3-4a56-4a31-9c24-bb198bb0985d","country":"Canada","timestamp":1768322942,"rate":"4.39%","term":"3-year-fixed","payment":"$2,163","provider":"CIBC"},{"id":"477d91ac-b8e3-42c2-929d-dbae5f17d3f5","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"5-year-fixed","payment":"$2,185","provider":"Tangerine"},{"id":"46309266-2dbd-4820-952f-0257c070613a","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"45e721bf-1ba8-4a77-9563-9639bb908497","country":"Canada","timestamp":1768322942,"rate":"4.74%","term":"5-year-fixed","payment":"$2,240","provider":"Scotiabank"},{"id":"3f626231-72b6-4fa2-85bb-7b7953be31ac","country":"Canada","timestamp":1768322942,"rate":"5.99%","term":"5-year-fixed","payment":"$2,526","provider":"ICICI Bank Canada"},{"id":"3ef39f21-185b-4e30-bdea-ba614ef85115","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"2-year-fixed","payment":"$2,185","provider":"Canwise"},{"id":"3a9d234a-8d79-4c35-9fa5-40dd187ec868","country":"Canada","timestamp":1768322942,"rate":"6.64%","term":"3-year-fixed","payment":"$2,681","provider":"Simplii Financial ™"},{"id":"359f7e93-3fce-47d1-9efe-88697d91076b","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"3-year-fixed","payment":"$2,185","provider":"National Bank of Canada"},{"id":"2f3edb79-dad2-4ed1-a0a1-bbc600766208","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"5-year-fixed","payment":"$2,174","provider":"MCAP"},{"id":"2d5b495a-478b-4800-9ce5-9e8e134fb937","country":"Canada","timestamp":1768322942,"rate":"6.79%","term":"3-year-fixed","payment":"$2,717","provider":"ICICI Bank Canada"},{"id":"23718bc6-d8d2-4534-bc88-8cae2c9e9ce1","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"21f3ce91-fa3f-4128-9e48-69ffc19e89a0","country":"Canada","timestamp":1768322942,"rate":"4.24%","term":"5-year-fixed","payment":"$2,131","provider":"CMLS Financial"},{"id":"20f319c4-6c08-4e33-9b39-4e21e70bbcd9","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"5-year-fixed","payment":"$2,141","provider":"TD Bank"},{"id":"18f58c4a-fb8e-407c-80d8-fbb73cc1a002","country":"Canada","timestamp":1768322942,"rate":"4.51%","term":"5-year-fixed","payment":"$2,190","provider":"Bank of Montreal"},{"id":"16fedf98-0e8c-4a06-a5d1-8f34551e21dd","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"MCAP"},{"id":"153f5830-8ade-4277-bea8-e69fa1845b75","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"3-year-fixed","payment":"$2,196","provider":"First National"},{"id":"0f791aa4-b769-4526-ad4f-35e0fd3833ef","country":"Canada","timestamp":1768322942,"rate":"3.84%","term":"5-year-fixed","payment":"$2,045","provider":"Canadian Lender"},{"id":"0d833770-38a1-4093-be2e-d0c3c41f29d0","country":"Canada","timestamp":1768322942,"rate":"4.93%","term":"2-year-fixed","payment":"$2,283","provider":"Bank of Montreal"},{"id":"08a99778-c0aa-4f25-bb04-e5e3683a6470","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"3-year-fixed","payment":"$2,120","provider":"Big 6 Bank"},{"id":"08a1daba-6860-40e6-857e-accc34976b78","country":"Canada","timestamp":1768322942,"rate":"4.09%"}],"_note":"Response truncated for documentation purposes"}

Historical - CODE SNIPPETS


curl --location --request GET 'https://zylalabs.com/api/11709/canada+mortgage+rates+fetch+api/22127/historical?date=2026-01-13' --header 'Authorization: Bearer YOUR_API_KEY'

API Access Key & Authentication

After signing up, every developer is assigned a personal API access key, a unique combination of letters and digits provided to access to our API endpoint. To authenticate with the Canada Mortgage Rates Fetch API simply include your bearer token in the Authorization header.
Headers
Header Description
Authorization [Required] Should be Bearer access_key. See "Your API Access Key" above when you are subscribed.

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Canada Mortgage Rates Fetch API FAQs

The GET Mortgages Rates Data endpoint returns current mortgage rates in Canada, including details such as provider, term, interest rate, estimated payment, and unique identifiers. The GET Historical endpoint provides similar data but focuses on historical mortgage rates.

Key fields in the response data include "id" (unique identifier), "country" (Canada), "timestamp" (when data was recorded), "rate" (interest rate), "term" (loan duration), "payment" (estimated monthly payment), and "provider" (lender name).

The response data is organized in a JSON format, containing a "message" field indicating success and a "data" array with individual mortgage records. Each record includes relevant details like interest rates and payment estimates, allowing for easy comparison.

The GET Mortgages Rates Data endpoint provides current mortgage rates, terms, and estimated payments from various providers. The GET Historical endpoint offers historical mortgage rates, enabling users to analyze trends over time.

Users can customize their requests by specifying parameters such as loan term or provider in the API call. This allows for targeted queries to retrieve specific mortgage offers that meet user-defined criteria.

The data is sourced from various mortgage providers in Canada, ensuring a comprehensive overview of available mortgage rates. Data accuracy is maintained through regular updates and validation processes.

Typical use cases include mortgage comparison applications, financial simulators, and payment planning tools. Users can leverage the data to make informed decisions about mortgage options based on current rates and terms.

If the response contains partial or empty results, users should check the "message" field for context. Implementing error handling in applications can help manage such scenarios, ensuring users receive meaningful feedback or alternative options.

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 Response Time
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Category:

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