Esta API proporciona información actualizada sobre las tasas hipotecarias en varios países, ofreciendo una visión comparativa y estructurada de los principales mercados financieros inmobiliarios internacionales. El servicio devuelve un objeto JSON que incluye un mensaje de estado, un indicador de éxito y un array de datos con registros detallados por país, tipo de hipoteca y proveedor.
La API abarca mercados clave como Suiza, Francia, Alemania, Canadá, el Reino Unido, los Estados Unidos y Australia, reflejando la diversidad de productos hipotecarios disponibles en cada región. Cada país cuenta con estructuras de datos adaptadas a sus prácticas locales. Por ejemplo, Suiza incluye hipotecas a tipo fijo con diferentes plazos y productos indexados como el SARON; Francia ofrece las mejores tasas por duración (15, 20 y 25 años); Alemania incorpora tasas basadas en el préstamo sobre el valor (LTV) y el plazo; mientras que Canadá muestra una amplia variedad de ofertas por banco, plazo fijo y pago mensual estimado.
Cada registro contiene un identificador único, el país, una marca de tiempo y campos específicos de productos hipotecarios, como la tasa de interés, el plazo, el tipo de hipoteca, el proveedor financiero o el pago mensual estimado. En algunos casos, cuando la información no está disponible, la API devuelve valores explícitos como “Tasa desconocida” o “Proveedor desconocido,” asegurando consistencia en la respuesta y facilitando el manejo de datos incompletos por parte del consumidor.
Esta API es ideal para plataformas financieras, sitios de comparación de hipotecas, aplicaciones fintech, analistas de mercado y desarrolladores que necesitan integrar datos hipotecarios internacionales en tiempo real o casi en tiempo real. Su formato estructurado permite una fácil filtración por país, plazo, tasa o proveedor, y es compatible con sistemas de análisis, paneles de control y modelos de visualización de datos.
En resumen, la API actúa como una fuente centralizada y escalable de tasas hipotecarias globales, permitiendo a los usuarios comparar condiciones financieras entre países y tomar decisiones informadas basadas en datos actuales y estandarizados.
Devuelve las tasas de hipoteca actuales por país y producto, facilitando comparaciones claras y estructuradas entre los mercados de bienes raíces internacionales
Tasas de hipotecas - Características del Endpoint
| Objeto | Descripción |
|---|
{"message":"Rates retrieved successfully","data":[{"id":"7deb3c77-c67c-464e-b23f-735912c67055","country":"Switzerland","timestamp":1768323767,"rate":"1.45%","mortgage_type":"2-year fixed"},{"id":"f9aafe32-c845-4055-9ea7-db4e70fd8308","country":"Switzerland","timestamp":1768323767,"rate":"1.35%","mortgage_type":"SARON"},{"id":"f79e765b-faf2-445d-80df-47852aab1750","country":"Switzerland","timestamp":1768323767,"rate":"1.85%","mortgage_type":"10-year fixed"},{"id":"87f53baf-b590-45ae-a1ab-cbf755c44e32","country":"Switzerland","timestamp":1768323767,"rate":"2.05%","mortgage_type":"15-year fixed"},{"id":"22efd738-0da9-45ce-a89f-815b34eadcbe","country":"Switzerland","timestamp":1768323767,"rate":"1.65%","mortgage_type":"5-year fixed"},{"id":"c72269f1-f905-4dbc-9479-bc8c4d05bae2","country":"Switzerland","timestamp":1768323767,"rate":"1.55%","mortgage_type":"3-year fixed"},{"id":"bd81a2fe-0df9-404b-bbac-cce6698b2631","country":"France","timestamp":1768322957,"rate_term":"Meilleur taux 15 ans","interest_rate":"3,04%"},{"id":"c05c79e9-6814-408a-9cba-bd9960ded906","country":"France","timestamp":1768322957,"rate_term":"Meilleur taux 20 ans","interest_rate":"3,20%"},{"id":"29395626-23d4-41af-8fca-721229a32fff","country":"France","timestamp":1768322957,"rate_term":"Meilleur taux 25 ans","interest_rate":"3,20%"},{"id":"b4bdfdd2-b529-4093-90f0-3616762b5e75","country":"Germany","timestamp":1768322951,"ltv":">90%","rate":"4.20 %","term":"15 years"},{"id":"8260d1d1-7c53-4d18-85c5-d9ce513f7dd1","country":"Germany","timestamp":1768322951,"ltv":">90%","rate":"4.30 %","term":"20 years"},{"id":"883f9dc8-bc5c-4fb6-a292-1e0bc5e35195","country":"Germany","timestamp":1768322951,"ltv":"80%","rate":"4.07 %","term":"20 years"},{"id":"8ddcfd2d-55f6-4be0-8b2e-3416fc5baaec","country":"Germany","timestamp":1768322951,"ltv":"<70%","rate":"3.85 %","term":"15 years"},{"id":"55d7e06e-623c-4a4e-9508-30fca9d4f53b","country":"Germany","timestamp":1768322951,"ltv":"<70%","rate":"3.97 %","term":"20 years"},{"id":"ac6c181a-ad3e-4c31-9b78-0b94d60d4582","country":"Germany","timestamp":1768322951,"ltv":">90%","rate":"4.00 %","term":"10 years"},{"id":"072157e9-8247-4f8b-8000-28f6bb51eb9f","country":"Germany","timestamp":1768322951,"ltv":"80%","rate":"3.92 %","term":"15 years"},{"id":"dce02127-dbf1-46a1-95de-feb43726e47f","country":"Germany","timestamp":1768322951,"ltv":"80%","rate":"3.67 %","term":"10 years"},{"id":"2460c18c-fbd5-44cc-adc9-24ac718d5387","country":"Germany","timestamp":1768322951,"ltv":"<70%","rate":"3.56 %","term":"10 years"},{"id":"9c4f6640-66cc-40d1-959c-0d6ac6391a51","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"5-year-fixed","payment":"$2,141","provider":"RBC Royal Bank"},{"id":"7fa2848a-0466-4886-ad3c-a7ca6cf9e74c","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"8248220b-8ec2-4464-b938-bddc049bfa5d","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"Scotiabank"},{"id":"fdb67b72-d561-4d6f-bbd4-16a68e631fbd","country":"Canada","timestamp":1768322942,"rate":"4.39%","term":"5-year-fixed","payment":"$2,163","provider":"National Bank of Canada"},{"id":"85a57440-29a7-4d0f-9b35-5a68f949f0b1","country":"Canada","timestamp":1768322942,"rate":"3.99%","term":"5-year-fixed","payment":"$2,077","provider":"Meridian Credit Union"},{"id":"eaa101b5-180f-4137-87c1-d89165ea6ca2","country":"Canada","timestamp":1768322942,"rate":"5.74%","term":"2-year-fixed","payment":"$2,468","provider":"Meridian Credit Union"},{"id":"e7c42bd3-258c-4895-8148-9618cd6130fa","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"8c767fe2-3617-4d63-ace2-e82276569a4f","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"5-year-fixed","payment":"$2,141","provider":"First National"},{"id":"e02d117b-8d98-4c1c-a0ea-8c9bbabafe4a","country":"Canada","timestamp":1768322942,"rate":"7.54%","term":"2-year-fixed","payment":"$2,901","provider":"ICICI Bank Canada"},{"id":"9386a300-5b2e-4eb2-854f-630fc4b0a767","country":"Canada","timestamp":1768322942,"rate":"4.14%","term":"5-year-fixed","payment":"$2,109","provider":"Alterna Savings"},{"id":"963fd4fe-9af2-4edc-811c-c4c1ad73a7db","country":"Canada","timestamp":1768322942,"rate":"4.79%","term":"2-year-fixed","payment":"$2,251","provider":"National Bank of Canada"},{"id":"9b175ead-c59c-4d6d-9f2f-1e8f7209bf61","country":"Canada","timestamp":1768322942,"rate":"3.79%","term":"3-year-fixed","payment":"$2,034","provider":"Meridian Credit Union"},{"id":"9b2cae75-8875-4ebd-9938-1f4c07e8d850","country":"Canada","timestamp":1768322942,"rate":"4.39%","term":"3-year-fixed","payment":"$2,163","provider":"RBC Royal Bank"},{"id":"9e8b2998-ad8e-4d2c-9bfc-3bc97749b2f0","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"CIBC"},{"id":"df7dd405-9e40-4256-9766-8954c059eb05","country":"Canada","timestamp":1768322942,"rate":"5.14%","term":"2-year-fixed","payment":"$2,330","provider":"Tangerine"},{"id":"a3c5439f-fa93-4e36-a08d-0570b6518f41","country":"Canada","timestamp":1768322942,"rate":"4.09%","term":"3-year-fixed","payment":"$2,098","provider":"MCAP"},{"id":"adfafeb2-c349-49b7-aa11-41e34d61914d","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"RBC Royal Bank"},{"id":"ae291f3e-e711-41c5-ba5c-5d13b65c4ef7","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"2-year-fixed","payment":"$2,174","provider":"Canadian Lender"},{"id":"08a1daba-6860-40e6-857e-accc34976b78","country":"Canada","timestamp":1768322942,"rate":"4.09%","term":"3-year-fixed","payment":"$2,098","provider":"Alterna Savings"},{"id":"bd5f6316-f592-4b36-ab04-663b0ad6ee46","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"Equitable Bank"},{"id":"d957b934-d4c8-4a74-afa8-d08e4e15cb0d","country":"Canada","timestamp":1768322942,"rate":"4.89%","term":"2-year-fixed","payment":"$2,274","provider":"Alterna Savings"},{"id":"d048d6e4-6edf-4464-900e-f394d746b501","country":"Canada","timestamp":1768322942,"rate":"4.79%","term":"2-year-fixed","payment":"$2,251","provider":"TD Bank"},{"id":"c0d11e67-15e1-49b2-aea2-64d402bb7994","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"3-year-fixed","payment":"$2,174","provider":"Tangerine"},{"id":"c27c4095-fb7c-4e58-9718-6895445407e7","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"3-year-fixed","payment":"$2,141","provider":"Bank of Montreal"},{"id":"23718bc6-d8d2-4534-bc88-8cae2c9e9ce1","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"46309266-2dbd-4820-952f-0257c070613a","country":"Canada","timestamp":1768322942,"rate":"Unknown rate","term":"5-year-fixed","payment":"Unknown payment","provider":"Unknown provider"},{"id":"45e721bf-1ba8-4a77-9563-9639bb908497","country":"Canada","timestamp":1768322942,"rate":"4.74%","term":"5-year-fixed","payment":"$2,240","provider":"Scotiabank"},{"id":"3f626231-72b6-4fa2-85bb-7b7953be31ac","country":"Canada","timestamp":1768322942,"rate":"5.99%","term":"5-year-fixed","payment":"$2,526","provider":"ICICI Bank Canada"},{"id":"3ef39f21-185b-4e30-bdea-ba614ef85115","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"2-year-fixed","payment":"$2,185","provider":"Canwise"},{"id":"3a9d234a-8d79-4c35-9fa5-40dd187ec868","country":"Canada","timestamp":1768322942,"rate":"6.64%","term":"3-year-fixed","payment":"$2,681","provider":"Simplii Financial ™"},{"id":"359f7e93-3fce-47d1-9efe-88697d91076b","country":"Canada","timestamp":1768322942,"rate":"4.49%","term":"3-year-fixed","payment":"$2,185","provider":"National Bank of Canada"},{"id":"2f3edb79-dad2-4ed1-a0a1-bbc600766208","country":"Canada","timestamp":1768322942,"rate":"4.44%","term":"5-year-fixed","payment":"$2,174","provider":"MCAP"},{"id":"2d5b495a-478b-4800-9ce5-9e8e134fb937","country":"Canada","timestamp":1768322942,"rate":"6.79%","term":"3-year-fixed","payment":"$2,717","provider":"ICICI Bank Canada"},{"id":"7a907efe-a465-4fc7-b3f7-01d70d89ecdd","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"5-year-fixed","payment":"$2,120","provider":"Desjardins"},{"id":"21f3ce91-fa3f-4128-9e48-69ffc19e89a0","country":"Canada","timestamp":1768322942,"rate":"4.24%","term":"5-year-fixed","payment":"$2,131","provider":"CMLS Financial"},{"id":"20f319c4-6c08-4e33-9b39-4e21e70bbcd9","country":"Canada","timestamp":1768322942,"rate":"4.29%","term":"5-year-fixed","payment":"$2,141","provider":"TD Bank"},{"id":"18f58c4a-fb8e-407c-80d8-fbb73cc1a002","country":"Canada","timestamp":1768322942,"rate":"4.51%","term":"5-year-fixed","payment":"$2,190","provider":"Bank of Montreal"},{"id":"16fedf98-0e8c-4a06-a5d1-8f34551e21dd","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"2-year-fixed","payment":"$2,196","provider":"MCAP"},{"id":"153f5830-8ade-4277-bea8-e69fa1845b75","country":"Canada","timestamp":1768322942,"rate":"4.54%","term":"3-year-fixed","payment":"$2,196","provider":"First National"},{"id":"0f791aa4-b769-4526-ad4f-35e0fd3833ef","country":"Canada","timestamp":1768322942,"rate":"3.84%","term":"5-year-fixed","payment":"$2,045","provider":"Canadian Lender"},{"id":"0d833770-38a1-4093-be2e-d0c3c41f29d0","country":"Canada","timestamp":1768322942,"rate":"4.93%","term":"2-year-fixed","payment":"$2,283","provider":"Bank of Montreal"},{"id":"08a99778-c0aa-4f25-bb04-e5e3683a6470","country":"Canada","timestamp":1768322942,"rate":"4.19%","term":"3-year-fixed","payment":"$2,120","provider":"Big 6 Bank"},{"id":"7be1b6e7-9787-456d-9a06-2ce3c2041388","country":"Canada","timestamp":1768322942,"rate":"5.09%","term":"2-year-fixed","payment":"$2,319","provider":"Desjardins"}],"_note":"Response truncated for documentation purposes"}
curl --location --request GET 'https://zylalabs.com/api/11668/retrieve+global+mortgage+rates+api/22044/mortgages+rates' --header 'Authorization: Bearer YOUR_API_KEY'
Devuelve el historial de tasas hipotecarias por país, plazo y fecha, incluidos identificadores, tasas de interés y marcas de tiempo fiables
Países disponibles: Australia, EE.UU., Reino Unido, Alemania, Francia, Canadá y Suiza
Histórico - Características del Endpoint
| Objeto | Descripción |
|---|---|
date |
[Requerido] Indicate a date |
country |
[Requerido] Indicate a country |
{"message":"Rates retrieved successfully","data":[{"id":"a5e5553c-ea50-4f6b-ba7a-4b6c00eab637","country":"Australia","timestamp":1768322898,"rate":"5.51"}],"success":true}
curl --location --request GET 'https://zylalabs.com/api/11668/retrieve+global+mortgage+rates+api/22046/historical?date=2026-01-13&country=Australia' --header 'Authorization: Bearer YOUR_API_KEY'
| Encabezado | Descripción |
|---|---|
Autorización
|
[Requerido] Debería ser Bearer access_key. Consulta "Tu Clave de Acceso a la API" arriba cuando estés suscrito. |
Sin compromiso a largo plazo. Mejora, reduce o cancela en cualquier momento. La Prueba Gratuita incluye hasta 50 solicitudes.
El endpoint GET Tazas de Hipotecas devuelve las tasas hipotecarias actuales por país y producto, incluyendo tasas de interés, tipos de hipotecas y proveedores financieros. El endpoint GET Histórico proporciona tasas hipotecarias históricas, incluyendo identificadores, tasas de interés y marcas de tiempo para países específicos
Los campos clave en los datos de respuesta incluyen "id" (identificador único) "country" (país de la hipoteca) "timestamp" (hora de recuperación de datos) "rate" (tasa de interés) "mortgage_type" (tipo de hipoteca) y "provider" (institución financiera que ofrece la hipoteca)
Los datos de respuesta están estructurados como un objeto JSON que contiene un "mensaje" para el estado un indicador de "éxito" y un array de "datos" con registros detallados Cada registro incluye campos específicos como país tasa y tipo de hipoteca lo que permite un fácil análisis y procesamiento
El endpoint GET Mortgages Rates proporciona las tasas de hipotecarias actuales mientras que el endpoint GET Historical ofrece tasas históricas. Ambos endpoints incluyen datos sobre varios tipos de hipotecas tasas de interés y proveedores financieros en múltiples países
La precisión de los datos se mantiene mediante actualizaciones regulares de instituciones financieras y fuentes de mercado confiables La API garantiza la consistencia al devolver valores explícitos como "Tasa desconocida" cuando los datos no están disponibles lo que permite a los usuarios manejar información incompleta de manera efectiva
Los casos de uso típicos incluyen plataformas financieras que comparan tasas hipotecarias sitios web de comparación de hipotecas que analizan mercados internacionales y aplicaciones fintech que integran datos hipotecarios en tiempo real para la toma de decisiones del usuario
Los usuarios pueden personalizar sus solicitudes de datos al especificar parámetros como país, tipo de hipoteca o plazo al consultar los puntos finales. Esto permite respuestas personalizadas que satisfacen necesidades analíticas específicas
Los usuarios pueden esperar patrones de datos estructurados que incluyen nombres de campos y formatos consistentes en las respuestas Por ejemplo las tasas de interés se presentan típicamente como porcentajes y las marcas de tiempo se proporcionan en un formato estándar lo que facilita la integración en aplicaciones
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